Good work shouldn't wait on a lump sum.
Fixed written pricing means the number you finance is the number you pay. Here's how homeowners spread the cost, how to pay an invoice, and where contractors go for working capital.
Monthly payments on your project.
Ask about payment options when you request your estimate and we'll walk you through what's available for your project size — most homeowners can turn a $6,000 fireplace or a $25,000 exterior into a predictable monthly number.
How it works
- Get your fixed price. Every Top Flight estimate is a written, itemized price — no allowances that balloon later.
- Tell us you'd like to finance. Mention it in the notes on the estimate form or just say so on the walkthrough. We'll point you to the option that fits your project size.
- Apply in minutes, usually with a soft credit check. Consumer home-improvement financing typically pre-qualifies without affecting your score.
- We start when you're approved. Same crew, same warranty, same written change-order policy.
Pay your invoice
Every Top Flight invoice arrives by email and text with a secure pay-online link — card or bank transfer, no login required. Deposits and progress payments work the same way.
- Can't find your invoice? Text (972) 703-4092 and we'll resend it.
- Prefer a check? Make it out to Top Flight Home Renovations.
Working capital for the trades.
Materials up front, payroll on Friday, a truck that died on Tuesday — every contractor knows the cash-flow gap between finishing a job and getting paid. We use and recommend Closer Capital for fast business funding.
Closer Capital — one application, every program
- Business lines of credit — $25K–$500K, no prepayment penalties
- Term loans — $50K–$2M, 12–36 month terms
- Equipment financing — $50K–$2M for trucks, trailers, lifts and tools
- SBA programs — $50K–$5M
- Real estate & commercial lending — up to 80% LTV
Typical requirements: 1+ year in business and $100K+ annual revenue.
Check my options at Closer Capital →
Closer Capital is a third-party lender network. Top Flight Home Renovations may receive a referral fee if you fund through this link, at no cost to you. Rates and approval are set by the lender, not by Top Flight.
Why we send other contractors here
- Pre-qualifying doesn't touch your credit score.
- One application is matched across lines, term loans, SBA and equipment — you're not filling out five forms.
- Funding in days, not the six weeks a bank takes.
Get your fixed price first.
Financing is easy once you know exactly what the project costs. Free on-site visit, written price, no pressure.